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By Sukh Gill (MyRealtorGill), Calgary Real Estate Agent

The Calgary housing market has shifted dramatically in 2025, creating new opportunities for both buyers and sellers. As your trusted Calgary realtor, I’m here to break down the latest trends and what they mean for your real estate plans.

Calgary’s Balanced Market: A Game-Changer for Buyers

For the first time in years, Calgary has entered balanced market territory. Here’s what the numbers tell us:

  • Benchmark Price: $582,900 (down 3.9% year-over-year)
  • Active Inventory: 6,917 units (up 66.1% from last year)
  • Average Days on Market: 37 days
  • Sales-to-New-Listings Ratio: 54% (balanced market indicator)

This shift from a seller’s market means Calgary home buyers finally have negotiating power. No more bidding wars on every property, and conditions are back on the table.

Best Neighborhoods to Buy in Calgary Right Now

For First-Time Buyers

If you’re a first-time home buyer in Calgary, these neighborhoods offer the best value:

  1. Northeast Calgary – Prices down 4-6%, averaging $435,000
  2. Penbrooke Meadows – Average price $434,157 with strong growth potential
  3. Abbeydale – At $488,821, significantly below city average

For Families

Looking for Calgary homes for sale in family-friendly areas? Consider:

  • Greenwood-Greenbriar – New developments, 37% of households have children
  • Southeast Calgary – Near schools, parks, growing communities
  • Northwest communities – Quick access to mountains, established neighborhoods

For Investors

Calgary investment properties show strong potential in:

  • Beltline (high rental demand)
  • Near University of Calgary (student rentals)
  • Communities along new Green Line LRT route

Property Type Analysis: Where the Opportunities Are

Calgary Condos for Sale

  • Average Price: $351,769
  • Market Status: Buyer’s market with increased inventory
  • Best For: First-time buyers, investors, downsizers
  • Hot Areas: Beltline, Kensington, Mission

Calgary Townhouses

  • Average Price: $466,316
  • Trend: Prices stabilizing after rapid growth
  • Perfect For: Growing families, those wanting low maintenance
  • Top Neighborhoods: Bridgeland, Inglewood, Marda Loop

Calgary Detached Homes

  • Average Price: $764,300
  • Market Position: Still balanced, holding value well
  • Buyer Profile: Move-up buyers, families
  • Prime Locations: Mount Royal, Elbow Park, Aspen Woods

Calgary Mortgage Rates and Affordability

Current mortgage landscape for Calgary buyers:

  • 5-Year Fixed: Around 4.69%
  • 5-Year Variable: Around 4.35%
  • Stress Test Rate: Must qualify at contract rate + 2%

(Remember to contact a professional for more information, contact our inhouse professional Vishakha Bhargava today!)

Pro Tip: With each $100,000 in mortgage, expect monthly payments around $522-$527. Many Calgary first-time home buyers are taking advantage of:

  • First-Time Home Buyer Incentive
  • RRSP Home Buyers’ Plan
  • New 30-year amortization options for new builds

Selling Your Calgary Home in 2025

If you’re thinking “I want to sell my house in Calgary,” here’s what you need to know:

Pricing Strategy is Critical

  • Homes priced right sell within 30 days
  • Overpriced properties sit 60+ days
  • Get a professional Calgary home evaluation before listing

Best Improvements for ROI

  1. Kitchen updates (70-80% ROI)
  2. Bathroom renovations (60-70% ROI)
  3. Curb appeal enhancements (100%+ ROI)
  4. Energy efficiency upgrades (attractive to buyers)

Timing Your Sale

  • Spring market (March-May): Highest buyer activity
  • Fall market (September-October): Serious buyers
  • Current market: Good time to sell if priced competitively

Calgary Real Estate Forecast: What’s Ahead

Looking at the Calgary real estate market forecast 2025-2026:

Factors Supporting Growth

  • Population growth continues (interprovincial migration)
  • Tech sector expansion creating jobs
  • Relatively affordable vs. Toronto/Vancouver
  • New infrastructure projects (Green Line LRT)

Potential Headwinds

  • Interest rate uncertainty
  • Global economic factors
  • Oil price volatility
  • Increased housing supply from new construction

My Prediction

As an experienced Calgary real estate agent, I expect:

  • Prices to stabilize with modest 2-4% growth
  • Continued balanced market conditions
  • Best opportunities in undervalued neighborhoods
  • Strong rental market maintaining investor interest

Neighborhood Spotlight: Hidden Gems in Calgary

These up-and-coming areas offer exceptional value:

Bowness

  • Character homes under $600,000
  • Bow River access
  • Trendy restaurants emerging
  • Future LRT connection planned

Forest Lawn

  • Diverse community
  • Affordable entry point ($400,000s)
  • International food scene
  • Significant redevelopment potential

Ramsay

  • Historic neighborhood
  • Walking distance to Stampede grounds
  • Inglewood spillover effect
  • Artist community growing

Tips for Calgary Home Buyers

  1. Get Pre-Approved: Know your budget before shopping
  2. Work with a Local Expert: Neighborhood knowledge is crucial
  3. Act Decisively: Good properties still move quickly
  4. Include Conditions: Home inspection, financing conditions are back
  5. Consider Future Resale: Think 5-10 years ahead

Why Work with a Calgary Real Estate Expert?

Navigating the Calgary housing market requires local expertise. As your dedicated realtor, I offer:

  • Deep knowledge of all Calgary neighborhoods
  • Access to exclusive listings before they hit MLS
  • Skilled negotiation to get you the best deal
  • Full-service support from search to closing
  • Honest, transparent advice based on current market data

Calgary Real Estate Resources

Stay informed with these tools:

Take Action in Today’s Market

Whether you’re looking to buy your first home, upgrade to your dream property, or sell for top dollar, the current Calgary real estate market offers unique opportunities.

The shift to balanced conditions means:

  • Buyers have more choice and negotiating power
  • Sellers need strategic pricing and presentation
  • Timing and market knowledge are more important than ever

Ready to Make Your Move?

Don’t navigate the Calgary market alone. With over 30 successful transactions and deep roots in the Calgary community, I’m here to guide you to success.

Get Started Today:

Contact Sukh Gill – Your Trusted Calgary Realtor

Follow me for daily Calgary real estate updates and new listings!


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